Institute:Office of National Coordinator (ONC) Workforce Training Curriculum
Component:Introduction to Health Care and Public Health in the U.S.
Unit:Financing Health Care - Part 1
Lecture:Payors in the U.S. Health Care System
Slide content:Federal Regulation of Private Health Insurance - 4 ERISA mandated coverage Newborns' and Mothers' Health Protection Act 1996 48-hour hospital stay following childbirth Mental Health Parity Act 1996 Requires equality for coverage of mental illness Women's Health and Cancer Rights Act 1997 Provides certain post-mastectomy benefits 25
Slide notes:Other amendments to ERISA regulate private insurance by requiring that certain types of coverage be provided. For example, the Newborns and Mothers Health Protection Act of 1996 provides for at least a forty-eight hour hospital stay following childbirth. The Mental Health Parity Act of 1996 requires that lifetime and annual dollar limits on coverage for mental illness be the same for as medical or surgical benefits. The latest rider on this bill was in 2008, when the Troubled Asset Relief Program, or TARP, was signed into law by President George W. Bush. Finally, the Women's Health and Cancer Rights Act of 1997 provides coverage of certain post-mastectomy benefits for women who undergo mastectomy that includes reconstructive surgery and treatment of complications. 25