Institute:Office of National Coordinator (ONC) Workforce Training Curriculum
Component:Introduction to Health Care and Public Health in the U.S.
Unit:Introduction and History of Modern Health Care in the U.S.
Lecture:Components of Health Care Delivery and Finance
Slide content:Major Health Care Payors in U.S. - 1 Private health insurance: For most employed citizens and their dependents, except those in lower-paying jobs Medicare: Government insurance for elderly and disabled Medicaid: Government insurance for indigent 22
Slide notes:Finally, with regards to health care systems, let's talk about health care payors in the U.S. Recall that payors are the entities that take money and pay health care provider organizations for care. The major type of payor in the U.S. continues to be private health insurance, particularly for most of those who are employed and their dependents, except those who are in lower paying jobs where health insurance is not provided as an employment benefit. Medicare is government-financed insurance, where the federal government is the payor for insurance. Medicare is provided to elderly and disabled individuals. Medicaid has historically been the government insurance program for the indigent, in other words, those who are poor. However, Medicaid is expanding substantially under the Affordable Care Act. 22