Institute:Office of National Coordinator (ONC) Workforce Training Curriculum
Component:Introduction to Health Care and Public Health in the U.S.
Unit:Introduction and History of Modern Health Care in the U.S.
Lecture:Components of Health Care Delivery and Finance
Slide content:How Health Care is Financed - 1 No matter who pays the cost (patient, employer, or government), most health care is financed on the notion of insurance Everyone pays some, those who need it use it Although modern system may be better described as pre-paid health care than insurance 17
Slide notes:Another important aspect of understanding health care system is the financing of health care. People do not always understand the difference between paying for health care and paying for health insurance. The reality is that unless people are extraordinarily wealthy, they typically pay for insurance and not care. No matter which of the types of health care systems people live in, their care is financed by insurance. The notion of insurance is that everyone pays some and those who need it use it. However, we increasingly mandate that various things are paid for with insurance, so instead of being a pure insurance system we have moved to somewhat of a prepaid health care system, where essentially, we pre-pay for our health care. Health IT Workforce Curriculum Version 4.0 17